Axiom: Blockchain-Based Healthcare Payment & Data Platform

By Owen Nyabicha, Brian Mungai

December 1, 2025

Abstract

Healthcare delivery and payment systems in Kenya face persistent challenges, including centralized data storage, frequent data breaches, opaque payment and insurance processes, and limited patient control over medical information. Existing platforms, while providing mobile-based health services, remain vulnerable to security risks and inefficiencies that compromise patient privacy and operational transparency.

This paper proposes Axiom, a decentralized healthcare payment and data management platform built on the Cardano blockchain. Axiom leverages smart contracts, on-chain verification, and off-chain encrypted storage to provide a more secure, auditable, and transparent healthcare payments and record ecosystem.

1. Introduction

Healthcare systems in Kenya are increasingly adopting digital solutions for payments and recordkeeping. Platforms such as mTiba have demonstrated the benefits of mobile health wallets, but their centralized architecture exposes sensitive patient information to breaches and limits transparency in transactions and claims.

Axiom addresses these gaps by introducing a blockchain-based solution that decentralizes financial and medical data processes. Using Cardano’s proof-of-stake network, Plutus smart contracts, and secure off-chain storage, Axiom provides a trustless ecosystem that is scalable, secure, and aligned with Kenyan healthcare needs.

2. Whitepaper

The comprehensive Axiom whitepaper, detailing the complete system architecture, smart contract logic, off-chain data management, technical roadmap, and use cases, will soon be available for download.

This upcoming document will provide in-depth insights for developers, investors, and stakeholders, including:

Download Link: (Coming Soon)

Stay tuned for the full whitepaper release and learn how Axiom is shaping the future of secure and decentralized healthcare in Kenya.

3. Project Roadmap